After 42 years together, I never imagined I'd be facing this alone.
The funeral director handed me a bill for $12,000. Then came the hospital bills, the credit card debt Tom had been managing, the mortgage payment...
I sat at our kitchen table, staring at numbers that didn't make sense anymore.
My children want to help. But they have their own mortgages, their own kids' college funds. I refuse to drain their savings because we didn't plan ahead.
That's when my sister told me something I'll never forget.
I didn't believe her at first.
But she showed me a simple program that's been helping families like ours for decades. People between 50 and 85 can qualify for up to $40,000 in final expense coverage.
No medical exams. No complicated paperwork.
Tom would have qualified in minutes. For around $15-20 a month, he could have made sure I wouldn't have to sell our car, drain our savings, or worry about becoming a burden to our kids.
I'm not the only one.
My neighbor Janet? Same story. Her husband passed last year. She had to take out a loan to cover his funeral.
My friend Carol from church? She's 68 and still working part-time just to pay off her late husband's final expenses.
This isn't about me anymore.
If you're reading this and you're between 50 and 85, you still have time to protect the people you love.
Don't let your family go through what I'm going through.